Terms of Use

Last updated 7 November 2026

NIFO Terms of Use Welcome to NIFO! NIFO is a community platform created to connect Nigerians in the United Kingdom. It provides a space to share information, participate in discussions, discover opportunities, communicate with other members and advertise products and services. These Terms of Use govern your access to and use of the NIFO website at https://nifo.app, the NIFO mobile application and related services. By accessing or using NIFO, you agree to these Terms. If you do not agree, you must not use the platform. Please also read our Privacy Policy and Community Guidelines, which explain how we handle your information and the behaviour expected from members. 1. About NIFO NIFO is operated by: Legal name: Nigerian Forum in UK Trading name: NiFo Website: https://nifo.app Contact email: admin@nifo.app Business address: Carlton Road, Derby DE23 6HD, United Kingdom In these Terms, "NIFO", "we", "us" and "our" refer to the operator identified above. "You" and "your" refer to anyone accessing or using NIFO. 2. Eligibility NIFO is intended for individuals aged 18 and over. By using NIFO, you confirm that you are at least 18 years old, have the legal capacity to agree to these Terms and will use the platform in accordance with applicable laws. You must not create an account or use account-based features if you do not meet these requirements. 3. NIFO Services NIFO provides the following features: Trending Online: News, stories and other content selected and published by NIFO administrators from external sources. Trending on NIFO: A space for members to publish posts, share experiences and participate in discussions. Forums: Dedicated discussion areas covering topics such as immigration, employment, housing, education, family, health, finances and Nigerian community life. Notifications: Updates about activities and interactions on NIFO. Private Messaging: Direct communication between registered members. Marketplace: A platform for members to advertise and discover businesses, products and services. We may add, modify, suspend or discontinue features as NIFO develops, subject to applicable law and your legal rights. 4. Guest Access and User Accounts 4.1 Guest access You may browse publicly available content without registering. Certain interactions, such as viewing, liking and sharing posts, may also be available to guests. NIFO may create a temporary or anonymous identifier to record guest interactions and support platform functionality. Guest users do not have access to all registered-member features. 4.2 Registered accounts An account is required to create posts, comment, reply, save posts, send private messages and publish Marketplace listings. You agree to provide accurate information when registering and keep your account details up to date. You must not: Impersonate another person or organisation. Register using someone else's information without permission. Create accounts for fraudulent or abusive purposes. Sell or transfer your account without our permission. Use multiple accounts to manipulate engagement or evade restrictions. You are responsible for keeping your login details secure and for activities carried out through your account. Notify us promptly if you suspect unauthorised access. 5. Acceptable Use You agree to use NIFO responsibly and respectfully. You must not use NIFO to: Break any applicable law or regulation. Harass, threaten, intimidate or bully another person. Publish hate speech, discriminatory or abusive content. Defraud, deceive or exploit other users. Impersonate individuals, businesses or organisations. Publish private or sensitive information about another person without appropriate permission. Distribute malicious software, phishing links or harmful content. Access another user's account or information without authorisation. Interfere with the platform's security or operation. Use bots, scripts or automated systems to manipulate engagement or misuse the platform. Scrape or harvest user information without appropriate authorisation. Advertise illegal or prohibited products or services. Evade account restrictions or moderation decisions. You must also follow our Community Guidelines when publishing content or communicating with other members. 6. User-Generated Content You are responsible for the content you publish on NIFO, including posts, comments, replies, photographs, videos and Marketplace listings. You confirm that: You own the content or have permission to share it. Your content does not unlawfully infringe another person's copyright, trademark, privacy or other rights. Your content does not violate these Terms or applicable law. Any claims or information you publish are not deliberately misleading or fraudulent. You retain ownership of original content you create and publish. By submitting content to NIFO, you grant us a non-exclusive, worldwide, royalty-free licence to host, store, reproduce, display, distribute and technically adapt that content as necessary to operate, maintain, improve, promote and moderate NIFO. This licence does not transfer ownership of your content to us. It continues for as long as reasonably necessary to provide the services and fulfil our legal obligations. You may request removal of your content, subject to platform functionality, other users' rights and applicable legal requirements. Removing content from NIFO does not necessarily remove copies that others have independently saved or shared. 7. Trending Online and External Content Trending Online features content selected and published by NIFO administrators from external websites, publishers and social media platforms. Where appropriate, we provide source information, attribution or links to the original publication. The appearance of third-party content on NIFO does not necessarily mean that we endorse or verify every statement or opinion contained in it. We are not responsible for the accuracy, availability or content of external websites and services. 8. Marketplace NIFO Marketplace allows members to advertise and discover products, services and businesses. 8.1 Marketplace functionality Marketplace is an advertising and discovery platform. It does not currently provide in-app checkout, payment processing, shopping carts, delivery or order management. Buyers and sellers communicate directly and independently arrange transactions. 8.2 Seller responsibilities If you publish a listing, you agree to: Provide accurate descriptions, prices and availability. Use genuine photographs where possible. Ensure that you are legally authorised to advertise and sell the listed products or services. Provide truthful contact and business information. Comply with applicable consumer protection, product safety, licensing and trading laws. Update or remove inaccurate or unavailable listings. You must not advertise counterfeit, stolen, prohibited or unlawfully obtained goods or services, or participate in fraudulent schemes. 8.3 Buyer responsibilities Before entering into a transaction, you should independently verify the seller, product or service, price and payment arrangements. You should exercise caution when sharing personal or financial information or arranging to meet a seller. 8.4 NIFO's role Unless a listing expressly identifies NIFO as the seller, NIFO is not the seller, manufacturer, supplier or provider of products and services advertised by members. We are not a party to transactions independently arranged between buyers and sellers. We do not guarantee the identity or conduct of sellers, the quality or safety of products, the availability of services or the completion of transactions. Nothing in these Terms removes any responsibility or legal rights that cannot lawfully be excluded. We may remove or restrict listings that violate these Terms, our Community Guidelines or applicable law. 9. Private Messaging Private messaging allows registered members to communicate directly. You agree not to use messaging to: Harass, threaten or intimidate another member. Send spam, fraudulent offers or malicious links. Repeatedly contact someone who has asked you to stop. Exploit or deceive other users. Facilitate unlawful activities. Members may manage their messaging preferences and restrict incoming messages where those settings are available. Private messages are intended for the conversation participants. However, authorised NIFO personnel may access relevant messages where reasonably necessary to investigate reports, address safety concerns, enforce these Terms or comply with legal obligations. Private messages should not be treated as an end-to-end encrypted or guaranteed confidential communication channel. 10. Prohibited and Illegal Content You must not publish, share or facilitate content that is illegal or seriously harmful. This includes: Terrorist or violent extremist content. Child sexual abuse or exploitation material. Unlawful hate speech or incitement to violence. Threats, stalking, harassment or targeted abuse. Non-consensual intimate images or sexual exploitation. Fraud, phishing, identity theft and financial scams. Content facilitating human trafficking or exploitation. Illegal trading in drugs, weapons or prohibited goods. Content encouraging or facilitating suicide or serious self-harm. Malware or material intended to compromise another person's device or account. This list is not exhaustive. We may restrict or remove other content that violates these Terms, our Community Guidelines or applicable law. We will take appropriate steps to address illegal content and protect users in accordance with relevant legal requirements. 11. Reporting and Moderation You can report content or behaviour that you believe violates these Terms, our Community Guidelines or applicable law. Reports may concern abusive content, harassment, scams, suspicious accounts, unlawful listings, privacy violations or other harmful activity. Use the reporting tools available on NIFO or contact us using the details in Section 18. Provide sufficient information to help us identify and assess the issue. NIFO administrators and appointed moderators may review content, investigate reports and enforce these Terms. Depending on the circumstances, we may: Remove, hide or restrict content. Correct forum or topic tags. Remove Marketplace listings. Issue warnings. Restrict posting or messaging privileges. Temporarily suspend an account. Permanently suspend or disable an account. Refer suspected unlawful activity to appropriate authorities where required or permitted by law. The action taken will depend on the seriousness of the issue, potential harm, whether the behaviour is repeated and any relevant legal obligations. Serious violations may result in immediate restrictions without prior warning. 11.1 Complaints about moderation decisions If you believe your content or account has been restricted incorrectly, you may request a review. Contact us with your username, details of the decision and an explanation of why you believe it was incorrect. We will review the complaint and communicate the outcome where appropriate, subject to legal and safety restrictions. Nothing in these Terms removes any legal right you may have to challenge a decision made in breach of these Terms or applicable law. 12. Intellectual Property The NIFO name, logo, branding, website design, application interface and original platform materials are owned by or licensed to NIFO. You may use these materials only as permitted by us or applicable law. You must not copy substantial parts of the platform, reproduce our branding in a misleading way, imply an unauthorised partnership or endorsement, or interfere with or attempt to extract the platform's source code, except where applicable law permits. Third-party names, trademarks and content remain the property of their respective owners. 13. Information and Advice NIFO may contain discussions about immigration, employment, housing, education, healthcare, finance, business and other matters. Information shared by members represents their own views and experiences. It should not automatically be treated as professional, legal, medical, financial or immigration advice. You should consult an appropriately qualified professional or official source before making important decisions based on information shared on NIFO. We do not guarantee that user-generated or external content is accurate, complete, reliable or up to date. 14. Availability of Services We aim to keep NIFO available and functioning properly but cannot guarantee uninterrupted or error-free access. Access may be affected by maintenance, technical faults, hosting or network outages, security incidents, third-party service interruptions or events outside our reasonable control. We may modify, suspend or discontinue all or part of the platform where reasonably necessary for technical, operational, security, legal or business reasons. We will not use this provision to exclude obligations or rights that cannot lawfully be excluded. 15. Account Suspension and Termination You may stop using NIFO at any time and request account closure or deletion through available account settings or by contacting us. We may suspend, restrict or terminate an account where: These Terms are seriously or repeatedly breached. The account is used for fraud, abuse or unlawful activities. The account creates a security or safety risk. The user attempts to evade a previous suspension. We are required to act by law or a lawful order. Where appropriate, we may issue a warning or give the user an opportunity to correct the issue. We may act immediately where necessary to address serious harm, security threats or legal requirements. Following account closure, access to account-based features may be disabled. Content and records may be removed, retained or restricted as appropriate under our Privacy Policy and applicable law. Account closure does not remove obligations or liabilities that arose before closure. 16. Liability and Consumer Rights We make reasonable efforts to operate NIFO responsibly. However, user-generated content, external services and transactions independently arranged between members involve matters outside our direct control. To the extent permitted by law, we do not guarantee the accuracy of user-generated content, the conduct of other members, third-party products or services, independently arranged transactions or uninterrupted platform availability. Nothing in these Terms excludes or limits liability where doing so would be unlawful, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot legally be excluded. Where NIFO provides services to consumers, applicable statutory rights and consumer protections remain in force. 17. Changes to These Terms We may update these Terms to reflect changes to NIFO, its features, business operations, security requirements or applicable laws. Where changes are significant, we will take reasonable steps to notify users through NIFO or other appropriate means. The latest version will be published at https://nifo.app with a revised update date. Where required by law, we will obtain your agreement to material changes before they apply. 18. Contact Us For general enquiries, technical support, complaints, content reports or questions about these Terms, contact: NIFO Support Team Website: https://nifo.app Contact email: admin@nifo.app Business address: Carlton Road, Derby DE23 6HD, United Kingdom 19. Governing Law These Terms are governed by the laws of England and Wales. Disputes relating to these Terms or your use of NIFO will be subject to the courts of England and Wales, except where mandatory consumer protection laws give you the right to bring proceedings elsewhere or require a different rule to apply. Nothing in this section removes any rights you may have under applicable consumer protection or data protection laws. 20. General Provisions If any provision of these Terms is found to be unlawful, invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law. If we do not immediately enforce a right under these Terms, that does not mean we have waived it. These Terms, together with our Privacy Policy and Community Guidelines, govern your use of NIFO. Where a provision conflicts with a mandatory legal requirement, the legal requirement takes precedence. Welcome to NIFO.